Hey guys, Gary here again. I want to talk about how to hide your car from repossession, a controversial subject that many people go through especially during tough economic times. Sometimes, you may need a little bit of help to prevent your car from being taken away. So, I'm going to provide you with some information on how you can hide your car from repo agents, depending on the situation. Usually, when creditors want to repossess a vehicle, they will send tow trucks to the registered residence. If the car is not there or if you no longer live at that address, they will try to contact you and make several attempts to obtain the vehicle. If they can't reach you, they will pull your credit report and use skip tracing, which is an investigational technique that recovery agents use to find you. They will check your social life, your whereabouts, and who you might be with. If you still drive your car and park it in a place that is not a private parking lot, there is a high chance that the repo trucks will show up at your job. I have personally seen videos where repossession agents go to people's places of employment and take their cars from there. Now, let's say for some reason you need to store your car. Don't store it right in front of your house, as it is too obvious. Instead, find a spot to park the car about six to eight blocks away. If your car is a popular model, they won't be looking at every single Honda, so chances are they won't find it. They will quickly move on and continue their search. Lastly, if you have a family member or friend who is willing to help, you can park your car at their address....
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Vehicle repossession laws Form: What You Should Know
A.B.C.E. Notices Required in Car Repossession — New York State This form must be completed and signed by the replying party in a car repossession: A certified copy of a notice of repossession sent to the individual by the lender or by the lender's agent or attorney, and Notice to Owner — Loan Application To get another loan, the debtor must inform the lender. Notice of Repossession to Owner — Loan Application A.B.C.E. Notice Request to Owner of a Vehicle Repossessed Under an Abandoned Vehicle Law A.B.C.E. Notice Request to Owner of a Repossessed Vehicle by the Lender or Agent of the Lender What to do after an auto repossession? If you have repossessed your car in Michigan, you may follow a variety of procedures. The most reliable procedure is simply to tell the repossession company that your vehicle is not yours. Your lender may still make you repay the outstanding balance in full. However, if you do this, you will likely be charged a fee. If you are unable—for whatever reason—to tell the repossession company that your vehicle is owned by another, your best path is to contact the appropriate agency. In a majority of states, the police or sheriff's department will notify the lender that the repossession company is not the owner. In these cases, you will be entitled to a refund from the lender, based on the lien they held against the repossession company (or you, as the owner, to be refunded as well). Even if the repossession company is not the owner, some states have laws that state you may be able to get a refund from them. However, this refund is subject to state law, which may differ from state to state (see California's Consumer Credit Reporting Law). You can find out what procedures you are entitled to by using our Michigan Auto Repossession Calculator. To find out what documents the repossession company must include with the notice of repossession, check the instructions on your notice of repossession. Sometimes you need to sign and return a form, other times you just need to sign the letter itself. Be sure you have a copy of all the notice and documents.
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